*{box-sizing:border-box} :root{--bg:#f6f8fb;--surface:#fff;--text:#142033;--muted:#627087;--line:#e3e8ef;--primary:#2563eb;--primary-dark:#1d4ed8;--soft:#eef4ff;--radius:18px} html{scroll-behavior:smooth} body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--text);background:var(--bg);line-height:1.6} a{color:inherit;text-decoration:none}.container{width:min(1120px,calc(100% - 40px));margin:0 auto}.narrow{width:min(820px,100%)}.topbar{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.92);border-bottom:1px solid var(--line);backdrop-filter:blur(14px)}.nav{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{font-size:1.25rem;font-weight:800;letter-spacing:-.04em}nav{display:flex;gap:24px;color:var(--muted);font-size:.95rem}.hero{padding:96px 0 72px}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:54px;align-items:center}.eyebrow{display:inline-block;color:var(--primary);font-size:.78rem;font-weight:800;letter-spacing:.12em;margin-bottom:14px}h1,h2,h3,p{margin-top:0}h1{font-size:clamp(2.6rem,5vw,4.8rem);line-height:1.02;letter-spacing:-.055em;margin-bottom:22px}h2{font-size:clamp(2rem,3.5vw,3.2rem);line-height:1.08;letter-spacing:-.045em;margin-bottom:18px}h3{font-size:1.12rem;margin-bottom:8px}.lead,.section-intro{color:var(--muted);font-size:1.1rem;max-width:720px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.button{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:0 18px;border-radius:12px;font-weight:700;border:1px solid transparent}.button.primary{color:#fff;background:var(--primary)}.button.primary:hover{background:var(--primary-dark)}.button.ghost{background:#fff;border-color:var(--line)}.panel{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:12px;box-shadow:0 18px 55px rgba(30,52,84,.08)}.panel-row{padding:17px 16px;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;gap:18px}.panel-row:last-child{border-bottom:0}.panel-row span{color:var(--muted)}.section{padding:76px 0}.section.alt{background:var(--surface);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:34px}.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:24px}.card p,.step p,.legal-box p,.policy-block p,.policy-block li{color:var(--muted)}.steps{display:grid;gap:14px;margin-top:34px}.step{display:grid;grid-template-columns:56px 1fr;gap:18px;background:var(--bg);border:1px solid var(--line);border-radius:16px;padding:22px}.step>span{font-weight:800;color:var(--primary)}.legal-box{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:32px}.text-link{color:var(--primary);font-weight:700}.policy h1{font-size:clamp(2.4rem,5vw,4rem)}.updated{color:var(--muted);margin-bottom:36px}.policy-block{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:24px;margin-bottom:16px}.policy-block h2{font-size:1.28rem;letter-spacing:-.02em}.policy-block ul{margin-bottom:0}.legal-note{background:var(--soft)}.back{margin-top:8px}footer{border-top:1px solid var(--line);background:var(--surface);padding:34px 0}.footer-grid{display:flex;justify-content:space-between;gap:30px;align-items:flex-start}.footer-grid p{color:var(--muted);margin:4px 0}.footer-legal{text-align:right;font-size:.92rem}.footer-legal a{color:var(--primary);font-weight:700}@media(max-width:820px){.hero{padding-top:64px}.hero-grid{grid-template-columns:1fr}.cards{grid-template-columns:1fr}.footer-grid{flex-direction:column}.footer-legal{text-align:left}}@media(max-width:620px){.container{width:min(100% - 28px,1120px)}.nav{min-height:64px}nav{gap:14px;font-size:.88rem}h1{font-size:2.65rem}.section{padding:58px 0}.panel-row{flex-direction:column;gap:2px}}